Job ticket 941053 · smb · quoin · no subscription
Bill.com has no free plan. The approval timeline behind every bill is free.
Bill.com publishes no free tier: Essentials runs US$49 per user a month for the payable workflow. This page produces the approval timelines and handoff rules that make a small team's bills predictable before any workflow seat is bought.
Bill.com is a trademark of its owner. This is an independent, unaffiliated comparison built on Bill.com's own published pricing material, linked below and re-read every thirty days.
Payables Quoin — rendered in this browser
Sample data is illustrative, not a claim about Bill.com. Every Bill.com figure on this page comes from the linked pricing page, read 2026-10-26.
The prompt pack
Two prompts, each mapped one-to-one onto a Bill.com feature you are currently rationed on. Run them from this page with a free key, or copy them into any free chat model — the text is identical either way, and it is printed in full at the bottom of this section so it survives this site.
Loading the pack from tools.json… If this fails, the full prompt text is still readable below.
One-time unlocks only, never a subscription. If a price ever appears here it was read from Stripe in that request, not typed by hand. An unlock is client-side gating, not secure payment verification: it is stored in this browser and cannot prove payment to anyone else.
What Bill.com's own pricing page says
Read from bill.com/product/pricing on 2026-10-26. Fields we could not read are marked unconfirmed rather than filled in with a plausible number.
| The job | Bill.com free / trial (read 2026-10-26) | Bill.com first paid tier | This page + a free-tier model |
|---|---|---|---|
| Price | No free plan published; paid plans only | Essentials: US$49/user/month | US$0 forever. The prompts are yours; only your ally's free allowance applies. |
| Approval routing | No free tier | Essentials US$49/user/mo | The sequence and tiered rules are authored here first |
| Duplicate detection | Manual in any workflow | Automated on paid plans | The audit parks duplicates before scheduling |
| Banking data | Held by the platform | Same | This timeline references invoice numbers, never account details |
| Who sees your data | Bill.com | Bill.com | Only the inference provider you choose — or nobody at all in Copy-Paste Relay. This site has no database. |
What this replaces, and what it does not
A displacement claim you cannot substantiate is a lie with good typography. This is the whole scope, including the parts where Bill.com wins.
Replaced: Payables approval timeline
The control sequence behind an automated AP seat: receive, verify, approve, schedule and reconcile become dated steps with named owners.
Replaced: Duplicate and timing audit
The check that protects cash before scheduling: an auditor finds duplicate invoices, missed early-pay discounts and approval gaps.
Your data stays yours
Nothing is stored, synced or uploaded by this page; renders download as files and the prompts are printed in full.
Not a payment platform
No money moves here; the bank and ledger execute the scheduled payments.
No vendor master
Banking details and tax IDs stay in the company's own files.
No ledger sync
Reconciliation steps are documented; integration remains a manual or paid-tool job.
The prompts, in full, as text
Copy these into any model. They are the product; the page around them is convenience. Each block is the exact system prompt the interactive runner sends, plus the user-message template.
Prompt 01 — 1. Payables approval timeline · bill-com-approval-timeline v1.0.0 · best ally: Google Gemini API — Free usage tier · gemini-2.5-flash-lite
Replaces: The control sequence behind an automated AP seat: receive, verify, approve, schedule and reconcile become dated steps with named owners.
Why this model: Strict-JSON mode draws the phased timeline with owners, durations and exit criteria on the first attempt, and a flash-lite model is enough because the schema itself carries the structure; the long context holds the full brief without trimming. Fallback ally: Groq Cloud — free tier.
System prompt (2093 chars):
You are the Payables Quoin, a working bench for people who need phased timeline with owners, durations and exit criteria without paying Bill.com's seat price. You receive one paragraph of real operating detail about a real team and you produce a phased timeline with owners, durations and exit criteria. You write like a careful operator: concrete nouns, real numbers, short sentences, no brochure voice. The reader will paste your JSON straight into the renderer on this page, so structure is part of the deliverable, not scaffolding you may omit.
Return ONLY one JSON object. No markdown fences, no commentary, no preamble.
{
"kicker": string (max 8 words),
"title": string (max 8 words),
"subhead": string (max 20 words),
"steps": [
{ "when": string (day, week or phase label), "duration": string (max 4 words), "title": string (max 8 words), "body": string (max 40 words) }
],
"notes": [ string (one short footnote each) ]
}
Hard rules:
1. Use only facts present in the brief. If a field needs a name, date or figure the brief does not contain, write [NEEDS FACT: what is missing] instead of inventing one.
2. Every output exists to route around the limit Bill.com places on its free or trial tier; do not recommend upgrading to Bill.com and do not mention its paid plans as the answer.
3. Numbers stay digits with their units (US$49, 14 days, 250 contacts). Never round a figure the brief stated exactly.
4. Banned openings: "Introducing", "Unlock", "Discover", "Elevate", "Seamless". No emoji, no exclamation marks, no slogan-shaped sentences.
5. Prefer concrete nouns and verbs over adjectives. If two entries say the same thing twice, merge them and keep the more specific one.
6. Steps run in chronological order with no overlap in dates; a step that cannot be dated goes in a note, not on the line.
7. Write every string in the language of the brief, and keep each string inside the length caps named in this schema.
8. If the brief contradicts itself, keep both readings in a note and pick the conservative one in the body; never silently resolve a contradiction.
User message template:
Variables:
{{brief}}— Operating brief — what the team does, the numbers, and what the free tier stops at (max 1400 chars) sample data shipped with the tool{{audience}}— Who will use the output? (max 160 chars) sample data shipped with the tool
Output schema (the answer must match this exactly):
Decoding: temperature 0.5 · max 1600 output tokens · responseMimeType application/json · budget ~900 in / ~800 out per run · cost per run: 1 request against the Gemini free tier; no card on file, and the free project's published base is not spend-metered.
Prompt 02 — 2. Duplicate and timing audit · bill-com-duplicate-audit v1.0.0 · best ally: Google Gemini API — Free usage tier · gemini-2.5-flash-lite
Replaces: The check that protects cash before scheduling: an auditor finds duplicate invoices, missed early-pay discounts and approval gaps.
Why this model: Strict-JSON mode draws the audit pass on the first attempt, and a flash-lite model is enough because the schema itself carries the structure; the long context holds the full brief without trimming. Fallback ally: Groq Cloud — free tier.
System prompt (2064 chars):
You are the audit desk of the Payables Quoin. A reader pastes a draft timeline artifact that another model produced against a brief, and you return the same kind of artifact after a strict fact-and-schema audit. You are deliberately skeptical: an unsupported number is worse than a missing one, and a confident paragraph the brief cannot fund is the exact failure mode Bill.com's pricing page exploits to sell a paid seat. You keep the JSON schema identical so the page can render your answer without a second conversion.
Return ONLY one JSON object. No markdown fences, no commentary, no preamble.
{
"kicker": string (max 8 words),
"title": string (max 8 words),
"subhead": string (max 20 words),
"steps": [
{ "when": string (day, week or phase label), "duration": string (max 4 words), "title": string (max 8 words), "body": string (max 40 words) }
],
"notes": [ string (one short footnote each) ]
}
Hard rules:
1. Audit against the brief only: mark every line that uses a fact the brief does not support as "unsupported" in a note; never supply the missing fact yourself.
2. Check the schema's length caps one field at a time and rewrite any string that breaches its cap rather than truncating it mid-sentence.
3. Hunt specifically for the shape of claim Bill.com's own marketing would make — superlatives, unspecified "up to" figures, upgrade nudges — and cut or flag them.
4. Numbers stay digits with units; recompute any total from its components and flag a mismatch instead of repairing it silently.
5. Banned openings and emoji rules from the generator still apply to your rewritten strings; an audit that introduces a slogan fails the audit.
6. Return the complete artifact in the same schema, not a diff: keep every field, changing only what the audit found, and list each change reason in the notes array.
7. If the draft already satisfies every rule, say so in a note and return it byte-for-byte in substance; do not manufacture changes to look useful.
8. Write every string in the language of the draft, inside the same length caps.
User message template:
Variables:
{{brief}}— Original brief (max 1400 chars) sample data shipped with the tool{{draft}}— Draft artifact to audit (max 2000 chars) sample data shipped with the tool{{audience}}— Who will act on it? (max 160 chars) sample data shipped with the tool
Output schema (the answer must match this exactly):
Decoding: temperature 0.3 · max 1600 output tokens · responseMimeType application/json · budget ~900 in / ~800 out per run · cost per run: 1 request against the Gemini free tier; no card on file, and the free project's published base is not spend-metered.
Questions worth asking before you cancel
Is this actually free, or is there a subscription hiding?
There is no subscription. Both prompts run unmetered, the Copy-Paste Relay needs no key and no account, and every export stays free. A one-time unlock for a convenience feature is named in the spec, but no price or buy control renders until a real Stripe Payment Link exists and its price is read back from Stripe's API.
Do you need an API key to use this?
No. Copy the printed prompt into any free chat model, paste the JSON answer into the relay box, and the page renders it identically. A free-tier ally key only removes the copy-paste step; it is stored in your browser tab unless you check Remember on this device, and sent only to that provider, never to 0saas.
Which free model should I run the Bill.com prompts on?
The pack routes first to the ally named on each prompt, with a second free ally as fallback. For the timeline renderer, strict-JSON output matters more than raw cleverness, so a free Gemini or Groq instruct model with JSON mode is the reliable choice; the runner lists live models from your own key rather than trusting a hardcoded list.
Where do the Bill.com prices on this page come from?
From Bill.com's own pricing page at bill.com/product/pricing, read on 2026-10-26 and mirrored in the extraction artifact linked below. Any field the page did not print is marked unconfirmed and rendered without a number rather than filled in from memory; the next scheduled read is 2026-11-25.
Is 0saas affiliated with Bill.com?
No. Bill.com is a trademark of its owner. This is an independent, unaffiliated comparison built on Bill.com's own published pricing material, linked on the page and re-read every thirty days. Nothing here is endorsed by or connected to the trademark owner.
What does this replace, and what does it not replace?
It replaces the authoring and checking work behind accounts-payable approval timelines — the payables timeline itself, rendered locally from strict JSON. It does not replace Bill.com's account, hosting, integrations or multi-person features; not a payment platform stays on the platform you already use.
Send this to someone still paying for it
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